diff --git a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/_remote.repositories b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/_remote.repositories
index dd4d899..2a7dd93 100644
--- a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/_remote.repositories
+++ b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/_remote.repositories
@@ -1,4 +1,4 @@
 #NOTE: This is a Maven Resolver internal implementation file, its format can be changed without prior notice.
-#Fri Feb 20 18:33:58 CST 2026
+#Fri Feb 20 18:51:03 CST 2026
 fund-common-0.0.1-SNAPSHOT.jar>=
 fund-common-0.0.1-SNAPSHOT.pom>=
diff --git a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/fund-common-0.0.1-SNAPSHOT.jar b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/fund-common-0.0.1-SNAPSHOT.jar
index 1b1f8a1..177ed3d 100644
Binary files a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/fund-common-0.0.1-SNAPSHOT.jar and b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/fund-common-0.0.1-SNAPSHOT.jar differ
diff --git a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/maven-metadata-local.xml b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/maven-metadata-local.xml
index a18c0a0..69bf604 100644
--- a/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/maven-metadata-local.xml
+++ b/.mvn/repository/com/fundplatform/fund-common/0.0.1-SNAPSHOT/maven-metadata-local.xml
@@ -3,7 +3,7 @@
   <groupId>com.fundplatform</groupId>
   <artifactId>fund-common</artifactId>
   <versioning>
-    <lastUpdated>20260220103348</lastUpdated>
+    <lastUpdated>20260220105100</lastUpdated>
     <snapshot>
       <localCopy>true</localCopy>
     </snapshot>
@@ -11,12 +11,12 @@
       <snapshotVersion>
         <extension>pom</extension>
         <value>0.0.1-SNAPSHOT</value>
-        <updated>20260220103348</updated>
+        <updated>20260220105100</updated>
       </snapshotVersion>
       <snapshotVersion>
         <extension>jar</extension>
         <value>0.0.1-SNAPSHOT</value>
-        <updated>20260220103348</updated>
+        <updated>20260220105100</updated>
       </snapshotVersion>
     </snapshotVersions>
   </versioning>
diff --git a/.mvn/repository/com/fundplatform/fund-common/maven-metadata-local.xml b/.mvn/repository/com/fundplatform/fund-common/maven-metadata-local.xml
index bcf12c1..0ac41af 100644
--- a/.mvn/repository/com/fundplatform/fund-common/maven-metadata-local.xml
+++ b/.mvn/repository/com/fundplatform/fund-common/maven-metadata-local.xml
@@ -6,6 +6,6 @@
     <versions>
       <version>0.0.1-SNAPSHOT</version>
     </versions>
-    <lastUpdated>20260220103348</lastUpdated>
+    <lastUpdated>20260220105100</lastUpdated>
   </versioning>
 </metadata>
diff --git a/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/_remote.repositories b/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/_remote.repositories
index 0aa0a3b..85ad111 100644
--- a/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/_remote.repositories
+++ b/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/_remote.repositories
@@ -1,3 +1,3 @@
 #NOTE: This is a Maven Resolver internal implementation file, its format can be changed without prior notice.
-#Fri Feb 20 18:33:50 CST 2026
+#Fri Feb 20 18:51:01 CST 2026
 fundplatform-0.0.1-SNAPSHOT.pom>=
diff --git a/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/maven-metadata-local.xml b/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/maven-metadata-local.xml
index 2cc0b6d..61d18bf 100644
--- a/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/maven-metadata-local.xml
+++ b/.mvn/repository/com/fundplatform/fundplatform/0.0.1-SNAPSHOT/maven-metadata-local.xml
@@ -3,7 +3,7 @@
   <groupId>com.fundplatform</groupId>
   <artifactId>fundplatform</artifactId>
   <versioning>
-    <lastUpdated>20260220103348</lastUpdated>
+    <lastUpdated>20260220105100</lastUpdated>
     <snapshot>
       <localCopy>true</localCopy>
     </snapshot>
@@ -11,7 +11,7 @@
       <snapshotVersion>
         <extension>pom</extension>
         <value>0.0.1-SNAPSHOT</value>
-        <updated>20260220103348</updated>
+        <updated>20260220105100</updated>
       </snapshotVersion>
     </snapshotVersions>
   </versioning>
diff --git a/.mvn/repository/com/fundplatform/fundplatform/maven-metadata-local.xml b/.mvn/repository/com/fundplatform/fundplatform/maven-metadata-local.xml
index f85cee8..5fc5da3 100644
--- a/.mvn/repository/com/fundplatform/fundplatform/maven-metadata-local.xml
+++ b/.mvn/repository/com/fundplatform/fundplatform/maven-metadata-local.xml
@@ -6,6 +6,6 @@
     <versions>
       <version>0.0.1-SNAPSHOT</version>
     </versions>
-    <lastUpdated>20260220103348</lastUpdated>
+    <lastUpdated>20260220105100</lastUpdated>
   </versioning>
 </metadata>
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-clean-plugin/3.3.2/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-clean-plugin/3.3.2/m2e-lastUpdated.properties
index bb03949..e9203dc 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-clean-plugin/3.3.2/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-clean-plugin/3.3.2/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008125
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342966
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-compiler-plugin/3.11.0/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-compiler-plugin/3.11.0/m2e-lastUpdated.properties
index b3e1a24..0c7863d 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-compiler-plugin/3.11.0/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-compiler-plugin/3.11.0/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008166
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342984
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-deploy-plugin/3.1.1/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-deploy-plugin/3.1.1/m2e-lastUpdated.properties
index 24de30d..514a06d 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-deploy-plugin/3.1.1/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-deploy-plugin/3.1.1/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008178
+#Fri Feb 20 18:45:43 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584343003
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-install-plugin/3.1.1/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-install-plugin/3.1.1/m2e-lastUpdated.properties
index a8ce277..7e1cbbb 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-install-plugin/3.1.1/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-install-plugin/3.1.1/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008176
+#Fri Feb 20 18:45:43 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584343001
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-jar-plugin/3.3.0/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-jar-plugin/3.3.0/m2e-lastUpdated.properties
index 4c04b50..68abeab 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-jar-plugin/3.3.0/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-jar-plugin/3.3.0/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008171
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342991
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-resources-plugin/3.3.1/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-resources-plugin/3.3.1/m2e-lastUpdated.properties
index b7fc38a..62c7847 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-resources-plugin/3.3.1/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-resources-plugin/3.3.1/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008165
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342979
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-site-plugin/3.12.1/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-site-plugin/3.12.1/m2e-lastUpdated.properties
index 49a069b..69ec72e 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-site-plugin/3.12.1/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-site-plugin/3.12.1/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008180
+#Fri Feb 20 18:45:43 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584343012
diff --git a/.mvn/repository/org/apache/maven/plugins/maven-surefire-plugin/3.1.2/m2e-lastUpdated.properties b/.mvn/repository/org/apache/maven/plugins/maven-surefire-plugin/3.1.2/m2e-lastUpdated.properties
index 93d13c8..52e46f3 100644
--- a/.mvn/repository/org/apache/maven/plugins/maven-surefire-plugin/3.1.2/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/apache/maven/plugins/maven-surefire-plugin/3.1.2/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008169
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342989
diff --git a/.mvn/repository/org/springframework/boot/spring-boot-maven-plugin/3.2.0/m2e-lastUpdated.properties b/.mvn/repository/org/springframework/boot/spring-boot-maven-plugin/3.2.0/m2e-lastUpdated.properties
index a50a2c4..78e21d4 100644
--- a/.mvn/repository/org/springframework/boot/spring-boot-maven-plugin/3.2.0/m2e-lastUpdated.properties
+++ b/.mvn/repository/org/springframework/boot/spring-boot-maven-plugin/3.2.0/m2e-lastUpdated.properties
@@ -1,2 +1,2 @@
-#Fri Feb 20 18:40:08 CST 2026
-central|https\://repo1.maven.org/maven2|null=1771584008173
+#Fri Feb 20 18:45:42 CST 2026
+central|https\://repo1.maven.org/maven2|null=1771584342997
diff --git a/fund-common/src/main/java/com/fundplatform/common/auth/TokenInfo.java b/fund-common/src/main/java/com/fundplatform/common/auth/TokenInfo.java
index 472f6ec..70c25e4 100644
--- a/fund-common/src/main/java/com/fundplatform/common/auth/TokenInfo.java
+++ b/fund-common/src/main/java/com/fundplatform/common/auth/TokenInfo.java
@@ -1,11 +1,15 @@
 package com.fundplatform.common.auth;
 
+import com.fasterxml.jackson.annotation.JsonIgnore;
+import com.fasterxml.jackson.annotation.JsonIgnoreProperties;
+
 import java.io.Serializable;
 
 /**
  * Token信息实体
  * 存储在Redis中的用户会话信息
  */
+@JsonIgnoreProperties(ignoreUnknown = true)
 public class TokenInfo implements Serializable {
 
     private static final long serialVersionUID = 1L;
@@ -89,7 +93,8 @@ public class TokenInfo implements Serializable {
     /**
      * 检查Token是否过期
      */
+    @JsonIgnore
     public boolean isExpired() {
-        return System.currentTimeMillis() > expireTime;
+        return expireTime != null && System.currentTimeMillis() > expireTime;
     }
 }
diff --git a/fund-gateway/src/main/resources/application.yml b/fund-gateway/src/main/resources/application.yml
index 633bb6f..0261b24 100644
--- a/fund-gateway/src/main/resources/application.yml
+++ b/fund-gateway/src/main/resources/application.yml
@@ -5,13 +5,13 @@ spring:
   application:
     name: fund-gateway
   
-  # Redis配置(用于限流)
+  # Redis配置(用于限流和Token验证)
   data:
     redis:
       host: localhost
       port: 6379
       password: zjf@123456
-      database: 1
+      database: 0
   
   cloud:
     compatibility-verifier: